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ATM Card


Quick – Easy Access to your accounts Anytime – Any Day

No Annual Fee

With your ATM card and Personal Identification Number, you can withdraw cash, deposit checks, transfer funds, and check account balances at your convenience, 24-hours a day, any day.  

Enjoy convenience and financial flexibility with an Access Credit Union ATM card. 

Download an ATM Card application.

Surcharge-Free ATMs - Look for the logo!


Please find Surcharge Free ATMs by clicking on either of the links below.

Our Surcharge Free Networks – over 32,000 ATMs nationwide, 1500 of them in the Chicago Area.

Allpoint is America’s largest Surcharge-free ATM network. You can find them in most BP Gas Stations and Target stores. To find an Allpoint surcharge-free ATM, click on the link to go to the Allpoint Network. As always, look for the Allpoint logo on the ATM.

Note: Some of the Allpoint ATMs may have you agree to a surcharge before processing. However, you will not be charged the fee.  You can confirm that a fee was not incurred via the receipt.


Cirrus/MasterCard proivdes many surcharge-free ATMs to members and many of them are surcharge-free deposit taking ATMs. Search the MasterCard/Cirrus network. Look for the Cirrus/MasterCard logo on the ATM.

Accel provides many surcharge-free ATMs, of which many are surcharge-free despoit taking, and are credit union owned. Search for them on the Accel network. As always, look for the Accel logo on the ATM.

Note:  Access Credit Union provides it's members with five free ATM withdrawals or transfers every month.  If you exceed 5 per month, a charge of $1.25 per transaction is assessed. This is separate from the fee charged when using an ATM machine that is not part of any surcharge-free network to which the credit union belongs.

ATM Card Lost or Stolen? Call (800) 472-3272 immediately!

To activate your ATM/Debit Card or assign yourself a PIN: (800) 992-3808

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