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Items required for Automobile Refinance:

 

1)
Be a Member of Access Credit Union - Membership Eligibility
2)
Complete Application
3)
Current Pay Stub OR 2 years of Complete Tax Returns if you are self employed or have rental income.
4)
10 day payoff from current finance company which can be faxed to main office at 708-343-0280 Attn: Loan Dept.
5)
Proof of auto insurance - copy of back & front of card
6)
Let member know there will be a $65.00 title transfer fee which can be rolled into loan or paid out of pocket.

Items required for Automobile Purchase:

 

1)
Be a Member of Access Credit Union - Membership Eligibility
2)
Complete Application
3)
Current Pay Stub OR 2 years of Complete Tax Returns if you are self employed or have rental income.
4)
Proof of auto insurance - copy of back & front of card
5)
Purchase order or Buyers order from Dealer - must list year, make, model and VIN. If they are putting a down payment it must also reflect on purchase order. Unpaid balance should reflect what they want to finance with Credit Union.
Please Note: If you are buying from a private owner a bill of sale must be written up by the owner. It must list year, make model, & VIN. It must also list how much they are selling the auto for and the owner must print name legibly and also sign and date the letter. Need a copy of lien free title both back & front. If seller is still financing auto, we will need a 10 day payoff from their Finance Company.
*** Omitting any above documents may delay the processing
of your loan request***

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