Features & Benefits |
|
An Extended Warranty Is Essential
A must if you're planning to keep your new vehicle longer than 3 years or if you're buying a used vehicle. If an unexpected mechanical breakdown occurs and you are not covered with an extended warranty, you could be faced with budget busting repair bills, usually $1,000 and more! |
|
Highest Degree Of Maximum Protection
Our "Exclusionary" Plan, which provides coverage for vehicles 2002-2006 with less than 60,000 miles on the odometer, is the highest degree of maximum protection and most closely resembles the manufacturer's warranty. This plan only lists parts NOT covered. If a part is not among the short list of exclusions, or it breaks or wears out, it is covered. |
|
Exceptionally Low Prices
This is where our program really shines. Even with the maximum coverage provided by our extended service plans, we also include as part of the overall Credit Union Program GAP Protection and a 100% Money Back Guarantee. And, with these added benefits our special prices for our credit union members are substantially lower than the prices normally quoted by automobile dealers for only extended service plans! |
|
Quality Coverage For Older Vehicles
If your vehicle is a 1995-2001 with less than 95,000 miles on the odometer, or a 2002 -2006 with 60,000 to 95,000 miles on the odometer, our top-of-the-line "Component" Plan is a quality high-end product that is the best Component coverage on the market, and even includes a High-Tech Option that is normally sold for an additional fee. |
|
Can Buy After Mfg's Warranty Expires
Whether you're buying a new or used vehicle, or simply want to protect your vehicle against future catastrophic repair bills, you can purchase our Service Contract AT ANY TIME, even after the manufacturer's warranty has expired, i your vehicle is a 1995 vehicle or newer with less than 95,000 miles. |
|
Longer Time And Mileage
Regardless of your vehicle's current year or current miles, our extended service contracts provide in many cases coverage up to 100,000 miles (even up to 110,000 miles) and normally provide coverage for an additional five or six years. Not only additional miles but also additional years, so you are able to use the additional miles provided. |
|
Can Take Vehicle To Any Licensed Shop
A very important feature of this program is if you have a mechanical breakdown you can take your vehicle to any licensed repair facility in the United States or Canada. |
|
You Only Pay The Small Deductible
As soon as the repair work is completed you only pay the deductible you have selected, which for most vehicles is $0, $50, or $100. The Administrator, one of the largest and most respected in the industry, immediately pays the dealer the repair claim over the phone with their Corporate Visa Card. |
|
Towing And Other Roadside Benefits
Also included is 24-hour Roadside Service from Nation Safe Drivers, servicing motorists in all 50 states for over 42 years, and rated #1 for On-Time Arrival and Customer Satisfaction by J.D. Power. Benefits include towing, flat tire changes, battery jumpstarts, and keys locked out assistance. |
|
Vehicle Rental Is Included
In the event of a mechanical breakdown of a covered component you will be reimbursed $35 per day for vehicle rental or a maximum of $175 per visit. |
|
GAP Protection Included In Program Price
If your vehicle is stolen or is a total loss, GAP Protection pays the difference between what your automobile insurance company pays and the amount you still owe the credit union. GAP Protection, sold by most auto dealers for $495, is provided by your credit union with every extended service contract as part of the overall program if you finance or refinance your new or used vehicle with your credit union. |
|
Program Includes Money Back Guarantee
An exclusive feature of our program includes a 100% Money Back Guarantee if your extended service contract runs it full term (a minimum of 60 months) and is never used, including roadside benefits. This benefit is provided by the credit union as part of the overall program and is a "win-win" situation: Excellent coverage provided if you ever need to use your extended service contract or your money back if you never use it! |
● |
Coverage Extends From Date Of Contract
In most cases automobile dealers use the "Service Date", the day the vehicle was first purchased, as the date to which to add the miles in the extended service plan they are offering. Our plans add the miles to the date you purchase our Extended Service Contract. |
● |
Reimbursement For Trip Interruption
If you have a breakdown more than 100 miles away from your home you will be reimbursed for meals and/or lodging up to a maximum of $50 per day, not to exceed a total of $200. |
● |
Backed By An "A" Rated Insurance Co.
You will have "peace of mind" knowing you have a quality program backed by a highly rated Insurance Company. All coverage plans are fully insured from the first dollar by an Insurance Co. rated "A" (Excellent) for financial stability by A.M. Best, the service that rates Insurance Companies. |
● |
Can Transfer or Cancel Your Warranty
You can transfer the unused portion to another person for $100. This means, that in most cases, you will be able to sell your used vehicle for substantially more than the Blue or Black Book price. You can also cancel your service contract at any time and receive a pro-rated refund on the unused portion. |
