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Overdraft Protection

 

Overdraft protection is designed for protection against the inconvenience and cost of dishonored checks. It is not designed to handle frequent automatic transfers. The line of credit loan is designed as an emergency method to cover overdrafts. To request an Overdraft Protection, Contact Us, or contact Member Services 708-343-0228.

Option 15: Draw in increments of $100.00 from regular savings account (Limit 3 transfers per month)

Option 17: Draw in increments of $100.00 from regular savings account. (Limit 3 transfers per month) If that fails, extend a line of credit loan in increments of $100.00. If that fails, extend exact amount as line of credit loan.

Option 19: Extend line of credit in increments of $100.00. If that fails, extend exact amount of line of credit loan. If that fails, draw in increments of $100.00 from regular savings account (Limit of 3 transfers per month).

Option 29: Extend line of credit loan in increments of $100.00. If that fails, extend exact amount as a line of credit loan.

Our system will search a combination of accounts to clear a check if options 17 or 19 are selected. This will occur when there is not sufficient available balance in any one account.

If a line of credit loan is part of your option you will need to complete a loan application.  Call or Contact Us to request an application.

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