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Payment Protection

Credit Life and Disability Insurance

Whenever you take out a loan, you make a number of important decisions. You decide how much to borrow. You choose the term of the loan.

Another decision is whether to financially protect your loan with credit insurance. It’s an important decision because it could have an impact on both your family and your credit rating.

Payment Protection insurance takes care of a specific need. It’s designed to make sure a debt doesn’t become a burden if the borrower dies or becomes disabled, and the cost is quite affordable.

When you add Payment Protection to a new loan, your monthly premium will be added to your loan balance each month so that you only pay interest on your loan balance and not on the insurance premium.

For more information about Credit Life and or Credit Disability Insurance, please call the Credit Union's Loan Department at (708) 343-0228 option 3 or Contact Us.

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