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Savings Rates
Savings Rates for May 10, 2008 Rates are subject to change without notice.
Savings Rates
APR for offered terms*
Program
Nominal Rate
APY*
Minimum
Balance
Dividend
Regular Savings
.75%
.75%
$100
Compounded monthly
Secondary Savings
.75%
.75%
$100
Compounded monthly
Holiday Savings
1.00%
1.00%
$5
Compounded monthly
IRA Savings
.75%
.75%
$100
Compounded monthly
Insured Money Market Account
Tiered Insured Money Market Accounts are
Compounded monthly
Balances from
$2,500 to $19,999.99
1.98%
2.00%
$2,500
Balances of
$20,000 and $49,999.99
2.23%
2.25%
$20,000
Balances of
$50,000 and over
2.47%
2.50%
$50,000
The above dividend rates are subject to change without notice.
*Annual Percentage Yield
Share Certificate and IRA Certificate Rates are subject to change without notice. Savings Rates for May 10, 2008. Dividends are calculated on the daily balance and compounded monthly. There are penalties for early withdrawal from term accounts and the IRS imposes an additional penalty for early withdrawal from a regular IRA account.
Share & IRA Certificates $500.00 -$9999.99
Term
Rate
APY*
Minimum Balance
Dividend
60 Months
3.69%
3.75%
$500
Monthly unless otherwise paid
48 months
3.64%
3.70%
$500
Monthly unless otherwise paid
36 Months
3.45%
3.51%
$500
Monthly unless otherwise paid
30 Months
3.30%
3.35%
$500
Monthly unless otherwise paid
24 Months
3.20%
3.25%
$500
Monthly unless otherwise paid
18 Months
3.06%
3.10%
$500
Monthly unless otherwise paid
12 Months
2.96%
3.00%
$500
Monthly unless otherwise paid
6 Months
2.72%
2.75%
$500
Monthly unless otherwise paid
Certificates are subject to change without notice. There are penalties for early withdrawal from Share certificate accounts and IRA certificates. *Annual Percentage Yield
$10,000 and over Share & IRA Certificates of Deposit
Term
Rate
APY*
Minimum Balance
Dividend
60 Months
3.84%
3.91%
$10,000
Monthly unless otherwise paid
48 months
3.79%
3.86%
$10,000
Monthly unless otherwise paid
36 Months
3.60%
3.66%
$10,000
Monthly unless otherwise paid
30 Months
3.45%
3.51%
$10,000
Monthly unless otherwise paid
24 Months
3.35%
3.40%
$10,000
Monthly unless otherwise paid
18 Months
3.21%
3.26%
$10,000
Monthly unless otherwise paid
12 Months
3.11%
3.15%
$10,000
Monthly unless otherwise paid
6 Months
2.87%
2.91%
$10,000
Monthly unless otherwise paid
Certificates are subject to change without notice.
