With the recent string of bank failures out there, you may have been wondering if your money here is protected.

Your accounts at Access, up to $250,000, are protected by the U.S. Government. Your retirement accounts, also up to $250,000 are protected too. No one has ever lost money on a Government insured credit union account. This guarantee is provided by the NCUA (National Credit Union Association), credit unions' Federal regulator, and backed by the full faith and credit of the United States Government just like the FDIC program for banks. This $250,000 level of protection is in effect to December 31, 2013.

Access Credit Union consistently gets high marks from State and independent auditors as we are solid and have the cushion financial institutions need to operate safely in troubled times. BauerFinancial, a premier independent auditor of financial institutions, has rated Access Credit Union with 5-stars, or Superior. You can purchase their complete report online. Simply select Illinois and type in Access, then click "Search!".  Also, Access Credit Union consistently submits regulatory information to the NCUA. You can view our most recent report here. You will be directed to the NCUA's Credit Union data search page. Enter our charter number, 68368, in the first field and click Find. In addition, unlike other financial institutions, we do not make a practice of offering high-risk loans such as sub-prime mortgages.

The mortgage crisis has created a lot of doubt in the banking system. Thankfully, Access is strong and financially stable.  

Invest safely and with peace of mind at Access. We are the full service institution with the personal touch.

Click for more information about the safety and soundness of Credit Unions