Savings Rates
Rates effective as of 4/15/2026
Savings Account
| Account Type | Dividend Rate | Annual Percentage Rate |
|---|---|---|
| Regular Savings | 0.05% | 0.05% |
| Secondary Savings | 0.05% | 0.05% |
| Holiday Savings | 0.10% | 0.10% |
| IRA Savings | 0.05% | 0.05% |
Rates subject to change without notice.
Money Market
| Account Type | Dividend Rate | Annual Percentage Rate |
|---|---|---|
| Tier 1 - Balances $2,500 to $19,999.99 | 0.50% | 0.50% |
| Tier 2 - Balances $20,000 to $49,999.99 | 0.75% | 0.75% |
| Tier 3 - Balances $50,000 and Over | 1.00% | 1.00% |
Rates subject to change without notice.
Regular & IRA Certificates (CDs) - Minimum Balance $500
| Term | Rate | APY |
|---|---|---|
| 60 Months | 2.12% | 2.15% |
| 48 Months | 2.12% | 2.15% |
| 36 Months | 1.93% | 1.95% |
| 30 Months | 1.83% | 1.85% |
| 24 Months | 1.83% | 1.85% |
| 18 Months | 1.53% | 1.55% |
| 12 Months | 1.53% | 1.55% |
| 6 Months | 1.24% | 1.25% |
Rates subject to change without notice. There are penalties for early withdrawal from certificate accounts (CDs).
Regular & IRA Certificates (CDs) - Minimum Balance $10,000
| Term | Rate | APY |
|---|---|---|
| 60 Months | 2.22% | 2.25% |
| 48 Months | 2.22% | 2.25% |
| 36 Months | 2.03% | 2.05% |
| 30 Months | 1.93% | 1.95% |
| 24 Months | 1.93% | 1.95% |
| 18 Months | 1.63% | 1.65% |
| 12 Months | 1.63% | 1.65% |
| 6 Months | 1.34% | 1.35% |
Rates subject to change without notice. There are penalties for early withdrawal from certificate accounts (CDs).