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Phone: 708-343-0228

Toll Free: 800-550-9022

(outside of Chicagoland)

Pay yourself first and there is no easier way to do it then with an Access Credit Union Savings Account. From Regular Savings, Christmas Clubs, Certificate of Deposits, IRAs and Money Markets, we have the savings account that will help you achieve your savings goal, whatever it may be.

Regular Savings

With a $5 opening deposit into a regular Access Savings Account, you become a member and gain access to all of our products and services. These funds also represent your ownership in Access Credit Union. A regular savings account is a great way to start saving for the future and we make it easy to set up a regular deposit via:

  • Payroll Deduction
  • Direct Deposit
  • Online
  • In Person

Your savings account earns dividends that are compounded and paid monthly.

Additional Information:

Access Credit Union also offers you the ability to open a secondary savings account to save for vacation, home improvements, weddings, property taxes, insurance or whatever you need to budget your special expenses. Secondary savings accounts earn the same dividend as your regular savings account. A secondary savings account is a great way to help with budgeting for either those fun expenses or those things you only pay periodically to keep your budget on track.

*Access Credit Union does charge members a below minimum balance fee of $10. Members can avoid the fee if they have at least $100 in combined savings or loan balances with the credit union. The credit union also gives new members 90 days from when the membership is opened to attain that minimum threshold.

Current Deposit Rates Apply Now for membership

Holiday Club Savings

Looking for an easy way to save for the holidays? Look no further, open an Access Credit Union Holiday Club Savings today! Just deposit a little each month through payroll deduction or direct deposit, earn dividends and you will be well on your way to making your holidays a little less stressful.

On November 1st, your holiday club savings will be transferred to your regular savings account but during the rest of the year, we restrict withdrawals to help you with your holiday savings goals. Don’t worry, if you run into a bind, you can withdraw from your holiday savings before November 1st for a small fee.

Current Deposit Rates Apply Now for membership

Money Market

If you are looking to grow your money faster than a regular savings account, an Access Credit Union Money Market can help. Your deposit of $2,500 gets you started and you can earn even more as your balance grows. Our money market accounts offer higher interest rate tiers at $20,000 and $50,000 so you can earn more on your money while still maintaining flexibility over accessing your funds.

Money Market Features:
  • Two free transfers and withdrawals per month. You may make up to six total each month, minimum of $500 each.
  • Tiered rates to help you to earn more as your balance increases.
  • Access your account via Online & Mobile Banking.
  • Order checks linked to your money market account to easily access your funds.
Current Deposit Rates Apply Now for membership

Retirement Accounts (IRAs)

Saving for a secure retirement it's an absolute necessity. Opening an Individual Retirement Account (IRA) with Access Credit Union is an excellent way to plan for the future.

We offer Traditional and ROTH IRAs, giving you the flexibility of choosing how you can save for a comfortable tomorrow.

Access Credit Union IRA Features:
  • No annual fee
  • You can open and IRA CD to earn even more on your retirement funds.
  • Choose between a Traditional and Roth IRA depending on your personal savings needs.
  • $100 Minimum balance on an IRA share account.

*For more information on Individual Retirement account and potential tax benefits or eligibility to open, contact your tax advisor.

Current Deposit Rates Apply Now for membership

American Share insures each and every account of an individual member up to $250,000, without limits as to the number of accounts held. If you have 20 separate accounts with your credit union, up to $5,000,000 of your deposits are covered! Learn more about ASI.