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Phone: 708-343-0228

Toll Free: 800-550-9022

(outside of Chicagoland)

Quick Access – no credit check required

Quick Access to cash is on its way.

A small Quick Access loan can help you get the things you need like groceries, cover unexpected car repairs or necessary doctor visits. You can borrow as little as $250 or up to $1,000. There is a limit of one Quick Access loan per household at a time.

Before you get Quick Access to cash, you need:
  • To be employed for at least one year at current employer.
  • Have at least $200 per month being direct deposited for the last six months.
  • Be a member of and in good standing with Access Credit Union.
  • Your two most recent paystubs.

You will also need:

  • Social Security Number(s).
  • Valid Driver’s License, State Identification Card, or U.S. Passport.
  • Your last 2 current pay stubs OR 2 years of complete Tax Returns if you are self-employed or have rental income.
  • Working email address.

There is a $25 application fee.

All of the listed materials can be uploaded, faxed, mailed, or dropped off at the credit union.

Apply Now

Once you have submitted an Application, supply your 2 most recent paystubs, front and back of your auto insurance card and upload it to the Lending Department.

Signature Loans

You need to have financial flexibility, and there's no easier way to get that flexibility than from a Signature Loan from Access Credit Union. Your Signature Loan from Access Credit Union can be used for many expenses and offer the following benefits.

The benefits:
  • Flexibility to use your loan for most expenses - from vacations to special purchases.
  • Simplify your life and budget by consolidating bills and having a single payment.
  • Quick loan approval to help handle emergencies with ease.
  • Flexible terms available up to 60 months.
  • Save money with our low and competitive rates.
You will need:
  • Social Security Number(s).
  • Valid Driver’s License, State Identification Card, or U.S. Passport.
  • Your last 2 current pay stubs OR 2 years of complete Tax Returns if you are self-employed or have rental income.
  • Working email address.

All of the listed materials can be uploaded, faxed, mailed, or dropped off at the credit union.

Current Loan Rates Calculate Your Payment Apply Now

Once you have submitted an Application, supply your 2 most recent paystubs, front and back of your auto insurance card and upload it to the Lending Department.

Consolidation Loans

At Access CU, we’re on your side. Apply online and experience how we work for you. Our three options can help you break free and pay off your loans quicker and lower your existing monthly payments. Our options could be just the right answer.

Consolidation loan options:
Home Equity Consolidation Visa Card Consolidation Signature Loan Consolidation
High credit limit potential No annual fees No collateral required
Line-of-credit: Terms up to 25 years Low rates Low & fixed rates
Fixed rate: Terms up to 10 years Design Your Own Card card design – make your card as individual as you are! Terms up to 60 months
Up to 80% financing Items Required for a VISA Card Consolidation Items Required for a Signature Loan Consolidation
Learn More About Home Equities Apply Now Apply Now
You will need:
  • Copies of the Credit Card Statements you wish to consolidate.
  • Social Security Number(s).
  • Valid Driver’s License, State Identification Card, or U.S. Passport.
  • Your last 2 current pay stubs OR 2 years of complete Tax Returns if you are self-employed or have rental income.
  • Working email address.

All of the listed materials can be uploaded, faxed, mailed, or dropped off at the credit union.

Current Loan Rates Calculate Your Payment Apply Now

Share/Certificate Secured Loans

At Access CU, there are better alternatives for your money. Secure an affordable loan by borrowing against your Access Credit Union Certificate Account. Access CU offers low interest rates - as low as 3.0% above your Certificate or Savings Account interest rate - and flexible repayment terms that match your account's maturity. You can set up automatic payments and we'll deliver the top-notch member service you expect. Best of all, you'll still earn interest on your Certificate Account investment.

The specifics:
  • Excludes IRA Accounts.
  • Loan Amounts are up to the balance of your Account’s value.
  • Loans with payments may not exceed your Certificate’s Maturity Date.
You will need:
  • Social Security Number(s).
  • Valid Driver’s License, State Identification Card, or U.S. Passport.
  • Your last 2 current pay stubs OR 2 years of complete Tax Returns if you are self-employed or have rental income.
  • Working email address.

All of the listed materials can be uploaded, faxed, mailed, or dropped off at the credit union.

Apply Now

Once you have submitted an Application, supply your 2 most recent paystubs, front and back of your auto insurance card and upload it to the Lending Department.