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Phone: 708-343-0228

Toll Free: 800-550-9022

(outside of Chicagoland)

Want to get you on the road with that nice car? Access CU can help make it happen with a hassle-free vehicle loan that allows you to enjoy your new vehicle or have your current one with lower monthly payments. For purchases and refinances, Access CU offers fixed, competitive loan rates plus a convenient online application that makes the process quick and easy. We can help our members finance and re-finance Autos, Motorcycles, various types of Water Crafts, and RVs.

Auto Loans

You've done your research, and you know what vehicle you want to buy; now you need to find the best auto loan available. Access Credit Union members have access to some of the finest lending resources. With low interest rates, affordable monthly payments and local service you can trust, we make it easy to maximize your buying power for your new or pre-owned car, truck or SUV.

You will need:
  • To fill out a Loan Application Online (Members of Access Credit Union can apply for any loan).
  • Please note: there is a $20 Loan Application fee.
  • Have your Social Security Number(s).
  • Valid Driver’s License, State Identification Card, or U.S. Passport.
  • Supply your 2 most recent paystubs, OR 2 years of complete Tax Returns if you are self-employed or have rental income.
  • Front and back of your auto insurance card and Upload it to the Lending Department
  • Working email address.
  • Membership in Access Credit Union.

All of the materials listed can be uploaded, faxed, mailed, or dropped off at the credit union.

Refinancing information:

If refinancing, have the following information ready when we call you to discuss your completed loan application:

  • 10 day payoff from current finance company
  • Vehicle’s current mileage
  • Note: There is a $95.00 State title transfer fee which can be rolled into the loan or paid out of pocket.
Preapproval (Before You Go Shopping):
  • Purchase order or Buyers order from Dealer - must list current mileage, year, make, model and VIN. If you are putting a down payment it must also reflect on purchase order. Any unpaid balance should reflect what you want to finance with Credit Union.
Current Loan Rates Calculate Your Payment Apply Now

Also offering:

At Access Credit Union, we are a different kind of financial institution, providing services from experts you can trust. And we are proud to also offer Enterprise Car Sales and CARFAX Vehicle History Reports.

Motorcycle Loans

Sometimes you need to hit the open road on a bike. Whether it’s a Harley, a Dirt Bike or a scooter, we’ll help you get it.

Access Credit Union understands that it's more than a just a set a wheels for those who love to ride, whether it is something loud and open that you only take out on the weekends, or something small and quick to get to and from work in the city. We make having the motorcycle you want a reality.

You will need:
  • Have your Social Security Number(s).
  • Valid Driver’s License, State Identification Card, or U.S. Passport.
  • Your last 2 current pay stubs OR 2 years of complete Tax Returns if you are self-employed or have rental income.
  • Working email address.
  • Membership in Access Credit Union.
  • Proof of auto insurance - copy of back & front of card.

Note:

All of the listed materials can be uploaded, faxed, mailed, or dropped off at the credit union.

Refinancing information:

If refinancing, have the following information ready when we call you to discuss your completed loan application:

  • 10-day payoff from current finance company.
  • Your motorcycle’s current mileage.
  • Note: There is a $95.00 State title transfer fee which can be rolled into the loan or paid out of pocket.
Preapproval (Before You Go Shopping):
  • Purchase order or Buyers order from Dealer - must list current mileage, year, make, model and VIN. If you are putting a down payment it must also reflect on purchase order. Any unpaid balance should reflect what you want to finance with Credit Union.
Current Loan Rates Apply Now

Note:

Once you have submitted an Application, supply your 2 most recent paystubs, front and back of your auto insurance card and Upload it to the Lending Department

Watercraft Loans

You want to spend your time out on the water, not shopping for the best loan rates and terms. Let Access Credit Union handle your complete financing needs.

You will need:
  • Have your Social Security Number(s).
  • Valid Driver’s License, State Identification Card, or U.S. Passport.
  • Your last 2 current pay stubs OR 2 years of complete Tax Returns if you are self-employed or have rental income.
  • Working email address.
  • Membership in Access Credit Union.
  • Proof of auto insurance - copy of back & front of card.

Note:

All of the listed materials can be uploaded, faxed, mailed, or dropped off at the credit union.

Refinancing information:

If refinancing, have the following information ready when we call you to discuss your completed loan application:

  • 10-day payoff from current finance company.
  • Note: There is a $95.00 State title transfer fee which can be rolled into the loan or paid out of pocket.
Preapproval (Before You Go Shopping):
  • Purchase order or Buyers order from Dealer - must list current mileage, year, make, model and VIN. If you are putting a down payment it must also reflect on purchase order. Any unpaid balance should reflect what you want to finance with Credit Union.
Current Loan Rates Apply Now

Note:

Once you have submitted an Application, supply your 2 most recent paystubs, front and back of your auto insurance card and Upload it to the Lending Department

Recreational Vehicle Loans

You want spend your time relaxing on your trip rather than worrying about how you’re going to pay for the RV. With Access Credit Union’s low loan rates and flexible terms, you will have a plan and leave the worries behind. Now your RV is transformed into Relaxing Vacation.

You will need:
  • Have your Social Security Number(s).
  • Valid Driver’s License, State Identification Card, or U.S. Passport.
  • Your last 2 current pay stubs OR 2 years of complete Tax Returns if you are self-employed or have rental income.
  • Working email address.
  • Membership in Access Credit Union.
  • Proof of auto insurance - copy of back & front of card.

All of the listed materials can be uploaded, faxed, mailed, or dropped off at the credit union.

Refinancing information:

If refinancing, have the following information ready when we call you to discuss your completed loan application:

  • 10-day payoff from current finance company.
  • Your RV’s current mileage.
  • Note: There is a $95.00 State title transfer fee which can be rolled into the loan or paid out of pocket.
Preapproval (Before You Go Shopping):
  • Purchase order or Buyers order from Dealer - must list current mileage, year, make, model and VIN. If you are putting a down payment it must also reflect on purchase order. Any unpaid balance should reflect what you want to finance with Credit Union.
Current Loan Rates Apply Now

Note:

Once you have submitted an Application, supply your 2 most recent paystubs, front and back of your auto insurance card and Upload it to the Lending Department