Loan Rates

Vehicle Loan Rates

Rates effective as of 10/11/2024

New Autos 2024 - 2025

Term	Rate
Up to 42 Months	AS LOW AS 4.25% APR
Up to 54 Months	AS LOW AS 4.75% APR
Up to 66 Months	AS LOW AS 5.25% APR
Up to 72 Months	AS LOW AS 5.75% APR

Rates subject to change without notice.

Used Autos

Term	2022-23 Models	2020-21 Models	2015-19 Models
Up to 42 Months	AS LOW AS 4.50% APR	AS LOW AS 5.00% APR	AS LOW AS 5.50% APR
Up to 54 Months	AS LOW AS 5.00% APR	AS LOW AS 5.50% APR	AS LOW AS 6.00% APR
Up to 66 Months	AS LOW AS 5.50% APR	n/a	n/a

Rates subject to change without notice. For autos older than 2013 and/or 100K miles, Collateralized loans are considered. Call the credit union for available rates and terms.

Motorcycle, Watercraft, RV

Up to 42 Months	Up to 54 Months	Up to 66 Months	Up to 72 Months
AS LOW AS 7.75% APR	AS LOW AS 8.00% APR	AS LOW AS 8.25% APR	AS LOW AS 8.75% APR

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Personal Loan Rates

Rates effective as of 2/18/2020

Signature / Consolidation Loans

Terms	Rate
Up to 18 Months	AS LOW AS 9.25% APR
19 Months to 60 Months	AS LOW AS 9.75% APR

*APR= Annual Percentage Rate. Actual rate based on credit history, income and other factors. Rates include discounts for using automatic for you loan.

Secured by Shares, CDs, Stocks/Bonds

Type	Term	Rate
Share Secured	Up to 60 Months	at 3.00%+ Regular Share Rate
CD Secured	Up to 60 Months	at 3.00% + Your CD Rate
Stocks/Bonds Secured	Up to 60 Months	at 9.00%

*APR= Annual Percentage Rate. Actual rate based on credit history, income and other factors. Rates include discounts for using automatic for you loan.

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Home Loan Rates

Rates effective as of 9/29/2026

Home Equity Line of Credit

Type	80% Loan To Value	90% Loan To Value
Prime Access HELOC**	6.80% APR	8.00% APR
Floor	3.50% APR	4.75% APR
Home Equity Fixed-5 Years	6.25% APR	6.50% APR
Home Equity Fixed-7 Years	6.75% APR	7.50% APR
Home Equity Fixed-10 Years	7.25% APR	8.25% APR

*APR= Annual Percentage Rate. Actual rate based on credit history, income and other factors.

**For lines over $75,000. Call for additional rates.

10 And Done

	80% Loan To Value
No Closing Costs	5.875% APR